Most of us invest for a brighter future. And many of us want to leave something for our children. So investing in companies that are damaging to those goals doesn’t make sense. Your savings and investments can make a huge impact in creating a better world for us all. 

Check out Make My Money Matter to demand a cleaner pension in less than a minute, as well as discover further action you can take to ”green” your savings and investments.
​
How does this make a difference?
It sends a signal to:

1. Companies damaging the planet: it makes it clear that you do not support harmful activities. When enough of us get involved it can be enough to deter companies from investing further in harmful practises and can force them to clean up their operations.

2. Other businesses: the more businesses that see the market shifting the more the pressure builds for them to become more sustainable.

3. Government: when governments see more people divesting it gives them increased confidence to regulate harmful activities as there is reduced fear of public backlash. ​

Funding Solutions: many green investments create funding for climate change solutions, making you and your money a direct part of the fight against climate change.

Impact- Make My Money Matter estimates that making your pension green is 21x more powerful than giving up flying, going veggie and switching energy providers. This won’t be true for everyone, but it does have huge potential for many. 

Impact depends on:

• Where your money is currently invested (the “dirtier” your portfolio the more impact you can make)
• How much you have in savings, pensions and investments (larger pot = greater impact) ​

Cost- there may be fees for transferring your portfolio (although these are generally small) and many sustainably focused funds have a higher management fee (due to extra admin involved in ensuring they are sustainable). It is possible new investments won’t do as well although investing in the right funds could mean that your portfolio performs better. Given the direction the market is heading, we believe sustainable funds/companies will outperform the rest of the market in the long term.  ​

Effort- demanding change from your existing pension provider or employer takes very little time. Transforming your portfolio will require more effort depending on:

• Whether you manage your portfolio yourself (transferring your portfolio will want to be well researched)
• The number of investments (more self managed investments will mean more effort if you are managing it yourself) ​

Philanthropic donations: not all organisations are open to standard investment channels. The Global Returns Project makes it easy to donate to the most impactful charities and NGOs that are fighting against climate change. They invest 100% of donations in a portfolio of best in class organisations and report every 6 months on their impact (saving you from doing the research).